How to use the template: 1. In the sample letter, fill in your personal information.Use this sample letter to dispute mistakes on your credit report. Below you will find samples of the four types of dispute letters we outline above. You can download a template letter in Word for each type of dispute. Get your free copy here! I have circled the account I dispute on the attached copy of my credit report. Enclosed may be additional evidence to support my claim. Our guide will teach you how to write a letter of explanation, plus offers a free template to help you write one of your own. How Do I Write a Credit Card Authorization Letter?