Below you will find samples of the four types of dispute letters we outline above. You can download a template letter in Word for each type of dispute.How to use the template: 1. In the sample letter, fill in your personal information. Use this sample letter to dispute mistakes on your credit report. Our guide will teach you how to write a letter of explanation, plus offers a free template to help you write one of your own. Goodwill letter template. Get your free copy here! Use this example below as a guide when writing to or talking with creditors. Replace the blanks with your own information.