1. In the sample letter, fill in your personal information. This sample letter explaining credit problems will help you focus your efforts when appealing to a property manager for an apartment.Use this sample letter to dispute mistakes on your credit report. A goodwill letter is a correspondence that asks creditors to remove negative remarks from your credit reports. Example: Selena falls behind on her credit card payments, and after several months of missed payments, the card company marks the account as a charge-off. A letter of requirement, or a request letter, is a document that requests specifics such as information, materials, feedback or a pay raise. Checks must be completely and properly filled out, including the amount sections. Checks must be completely and properly filled out, including the amount sections. Late Payments Letter Phoenix Rising Templates This letter shall be sent to the Credit Reporting Agencies; Experian, Transunion and Equifax. In addition, a change from Primary Residence in any tax year may result in the removal of State Aid Credit.