A formal letter always starts with Dear. Wording to use when confirming to a new customer the amount of credit available and your terms of payment.A letter of requirement, or a request letter, is a document that requests specifics such as information, materials, feedback or a pay raise. Please complete (A) or (B) below. Providing a letter that explains your credit can help if you have a low credit score. Use this sample letter to get your next apartment. This sample letter explaining credit problems will help you focus your efforts when appealing to a property manager for an apartment. A 609 letter claims to remove marks from your credit report, but there's no proof it's more effective than other dispute letters. The court can give you a fee waiver form to fill out. ESA GuidanceDo you have questions about the Empowerment Scholarship Account Program?