New York City residents can use this letter to dispute a debt, to verify a debt under NYC law, and to tell a collector to stop contacting them. See a sample Answer Form for Consumer Credit Transaction.1. In the sample letter, fill in your personal information. How do I fill this out? New York City Corporation Counsel's Office. The STAR program can save homeowners hundreds of dollars each year. Click on the links below to view and then print the forms. NOTE: Some of the application(s) require additional information. I talked to a mortgage guy and was telling him that i was trying to repair my credit, and getting some mistakes corrected. It will help you fill in the two things you need to prove in the Affidavit. 1.