How to use the template: 1. In the sample letter, fill in your personal information.A pay for delete letter is a negotiation tool to have negative information removed from your credit report. Use this free, customizable template to effortlessly manage credit applications and foster smoother financial transactions for your business. A goodwill letter is a correspondence that asks creditors to remove negative remarks from your credit reports. After much testing, we have written a sample pay for delete letter that you can use to get started. A letter of credit facility is a contract between a buyer and seller where the bank guarantees payment upon presenting certain documents. We tested over 15 goodwill letters to find out which one works best and we found it.