I do not plan to use the account, therefore, I would like the credit line to be closed out. In this article, we walk you through all the steps to writing and formatting the letter, including a sample and a template.Your bank may have an account closing letter template or form that you can download from its website or pick up at a branch. In this blog, we'll explore the essential steps and provide a sample letter template to guide you through writing a formal letter for closing your bank account. It can be as simple as "we are closing your account as of X date. We tested over 15 goodwill letters to find out which one works best and we found it. This article will give you the reasons why you should close your bank account. Sample account closing letters are also given for your better understanding. To whom it may concern: Please accept this letter as my written authorization to close the following account(s) at your financial institution. The goal should be to show the creditor that the issue was not indicative of how you normally handle credit.