This sample letter explaining credit problems will help you focus your efforts when appealing to a property manager for an apartment. 1. In the sample letter, fill in your personal information.Our guide will teach you how to write a letter of explanation, plus offers a free template to help you write one of your own. Providing a letter that explains your credit can help if you have a low credit score. Use this sample letter to get your next apartment. When you write a goodwill letter, you're asking a creditor or collection agency to remove a negative mark on your credit reports. Use this sample letter to dispute mistakes on your credit report. Households can receive up to three consecutive months of rent and utility assistance (past, current and future) assistance. First, find out why your tenant needs a proof of residency letter. All persons conducting business in the Tax Assessor-Collector's Office are encouraged to wear a facial covering.