I do not plan to use the account, therefore, I would like the credit line to be closed out. In this article, we walk you through all the steps to writing and formatting the letter, including a sample and a template.You can use WalletHub's free template below to send closing instructions to your bank and to request a check for your remaining balance, if any. In this blog, we'll explore the essential steps and provide a sample letter template to guide you through writing a formal letter for closing your bank account. How to use the template: 1. In the sample letter, fill in your personal information. This article will give you the reasons why you should close your bank account. Sample account closing letters are also given for your better understanding. Your bank may have an account closing letter template or form that you can download from its website or pick up at a branch. A sample form of Waiver of Account is included in this website.