How to use the template: 1. In the sample letter, fill in your personal information.A letter of explanation can clarify your financial situation and get you one step closer to qualifying for a mortgage. This sample letter explaining credit problems will help you focus your efforts when appealing to a property manager for an apartment. You just need to enter your details. The purpose of the letter is to describe why the borrower may not be able to make their mortgage, car loan, or other debt payments. After much testing, we have written a sample pay for delete letter that you can use to get started. Although it's tempting to give a full backstory, it's important to be as brief and straightforward in the letter as possible. The California court's website has a form that helps you fill out a demand letter. A letter of credit facility agreement is a document where a lender sets out terms and conditions under which it is ready to make a loan facility to a borrower.