1. In the sample letter, fill in your personal information. This letter is to address all credit inquiries reporting on my credit report in the past 120 days. 1.Creditor Name: Date Pulled: a. This program will help you write a letter that formally requests the money you are owed. This is called a Demand Letter. Use this sample letter to dispute mistakes on your credit report. We have enclosed a summary and a guide containing some recommended steps that you may take to help monitor and safeguard your identity and credit. A letter of explanation is your chance to answer any questions a lender might have about your loan application. Below are the forms, fees, and appointment process to apply for a Planning permit or related process. A letter of explanation is your chance to answer any questions a lender might have about your loan application.