(10) "Letter of credit" means a definite undertaking that satisfies the requirements of Section. The Consumer Financial Protection Bureau offers sample letters the debtor can use to dispute a debt.Use our debt validation letter to request the validity of a debt. Download Pdf Select your state below to find a Free Debt Validation Letter. This sample credit application form is designed for businesses to apply for credit. The bond shall name the State of. Utah as beneficiary. You can read the Garnishee's Answers to Interrogatories for Earnings form to see how disposable earnings are calculated. A sample is in the Forms section below. Credit for prior learning gives you the chance to transfer credits to Southern Utah University, through examinations, portfolios, and other avenues.