Consideration is not required to issue, amend, transfer, or cancel a letter of credit, advice, or confirmation. The Consumer Financial Protection Bureau offers sample letters the debtor can use to dispute a debt."Ensure a seamless home-buying process with our Mortgage Pre-Approval Letter template. Boost confidence and streamline your real estate transaction. "Generate a free Debt Validation Letter to ascertain the legitimacy of your debt. Not sure if you owe? Download a free Utah Letter of Credit template that can be filled out online and saved as a PDF. Also available for download in Word format. Learn how credit reporting works and how you can dispute inaccurate items on your credit report through Capital One. The bond, letter of credit, or certificate of deposit from a Utah depository must be in the amount of.