Use this sample letter to dispute incorrect or inaccurate information that a business supplied to credit bureaus. How to use the template: 1.In the sample letter, fill in your personal information. A credit dispute letter includes personal information and enclosures that help credit bureaus investigate mistakes. Below is a sample letter to help you craft your own letter. Send the letter via certified mail and keep the return receipt for your records. In this video I'm going to show you how to write the best dispute letter that's going to get you results coming up. A goodwill letter explains why you had a late payment and asks the creditor to take it off your credit reports. NOTE: No LETTER OF CREDIT will be acceptable unless it may be presented at a bank in the New River. Valley or the Roanoke Valley in Virginia.