1. In the sample letter, fill in your personal information. Use this sample letter to dispute mistakes on your credit report.A credit dispute letter includes personal information and enclosures that help credit bureaus investigate mistakes. A wellcrafted credit inquiry letter of explanation can explain honestly and clearly your financial history and your real estate ownership. Boost your business impact with our mobile page template for credit agencies in Virginia. Enhance your client engagement with Instapage today! This is a template letter to your creditors requesting that they forgive your debt and write it off for compassionate reasons. This is a template letter to your creditors requesting that they forgive your debt and write it off for compassionate reasons. Did you ever miss a payment because of stress or circumstances out of your control, and now that late payment is hurting your credit score? Goodwill letter template.