Learn which public records appear on your credit report and how long they remain in your credit file, plus how to check your credit report. ACROFILE PLUS groups public records in a separate section from collections.Historical Delinquency. TransUnion reports public record items from federal bankruptcy courts and other public record sources. If you believe the public record information on your credit report is inaccurate, you can dispute it to the credit bureau. It's been a year since new regulations removed a majority of judgments and tax liens from credit reports. What's the effect on credit scores? Public records on your credit report? Learn how Imax Credit can help remove them and improve your credit score quickly and efficiently. Learn how public records and inquiries affect your annual credit report.