In order to requisition a case record an individual must provide the Index Number of the case. Bankruptcy is the only public record that appears on your credit report.You should be able to access your credit report immediately. Currently, the only type of public record that should be present on your credit report is a bankruptcy. Not a Permanent Change. Public records with negative information can reside on your credit report for a whopping seven to ten years, depending on the type of record. Public records usually appear on your credit report as the result of a financial disaster. Sometimes. If your landlord sued you and the housing court issued a judgment against you, the judgment can show up on your credit report as a public record. "Public records" refers to court records that could affect your creditworthiness. Personal Information; Accounts; Collections; Credit Inquiries; Public Records; How to Dispute Credit Report Information.