Download Application. Individual Credit: You must complete the "Applicant" section about yourself and the "Other" section about your spouse.Please complete this form with as much information as possible and one of our loan officers will contact you shortly. Application Process. Our loan program provides lowcost funds to lowincome credit unions, helping them meet the evolving needs of their members and communities. Mortgage Loan Officer. Build Your Business With Loans and Lines of Credit. Our suite of small business financing solutions can help your business reach new heights. A Home Equity Line of Credit (HELOC) and a Home Equity Loan (HELOAN) are both forms of borrowing that use the equity in your home as collateral. If you are looking for an application, form or disclosure for any of our products or services, you should find it here.