All applications require a guarantor: If you are married, your spouse will be considered a co-applicant and will have to complete the Co-Applicant Form. Fill out an online application, including how much you want to borrow and what type of car (new or used) you're hoping to purchase.After you have completed the form, press the 'Submit" button to send your application. Step 1– Determine if you are eligible for an HFLA loan. To apply online, CLICK HERE. To speak to one of our Loan Specialists, call 216.706. Com if you have any questions. Choose from our variety of home, auto, personal, and emergency loans. FFCCU proudly serves Cleveland, Akron, Elyria, and surrounding areas. Look for NEW USER on the page and Click.