Skip-A-Pay Application. Fill out the fields in the form to the right.One of our representatives will contact you within one business day to complete the process. Minnco forms are available to our members to fill out and sign electronically. The completed forms automatically get sent to Minnco staff. Individual Credit: You must complete the Applicant section about yourself and the Other section about your spouse if: 1. Discover commonly used forms and applications, all in one place. Find and download various forms and applications for Heartland Credit Union, including membership, loan, business account, and wire transfer forms. Apply online for AHCU vehicle, RV, personal and mortgage loans, checking and savings accounts, membership and more.