It's easy for Virginia Credit Union members to apply for loans and online services 24 hours a day. Baylands Family Credit Union is committed to serving the financial needs of our membership.The following are applications and related forms for credit unions. Some application types require the filing of supplemental forms. Apply for any loan (excluding mortgages) in just a few simple steps. Select "Accounts" from the top menu; Select and complete the "Loan Application" form from the left menu; Your request will be processed promptly. Fill out the Online Loan Application at the Online Banking portal. Online Loan Application. Please complete all your details in the form below and click submit when you have finished.