Access Requests, Annual Exceptions Applications, Cardholder Agreements, Miscellaneous Forms, Request Forms available through the: Online Application. How long will it take to obtain a credit card merchant account?The Virginia statute of limitations on debt is five years for written contracts and credit cards and three years for open accounts and oral contracts. A cashiering component of Accounts Receivable supports online processing of all types of payments, including credit cards. Customer Accounts FAQs. Virginia Commonwealth Accounts Payable Box 3985. Kapitus Servicing is not a credit card processor, or in the business of processing credit cards. Transaction in the Accounts Receivable. Other type of revolving credit card accounts included as Accounts. The Bursar Office oversees all credit card merchant accounts for the campus.