Step 1 requires a filing within three business days after mailing a 90-day pre-foreclosure notice and is designed to capture the most relevant information. A lender foreclosing on a property should file a lis pendens in the clerk's office in the county where the property is located.A lis pendens is the first filing made during the foreclosure process. Barron's Dictionary of Real Estate Terms defines Lis Pendens as Latin for suit pending. Lis pendens is a notice lenders use when they initiate a foreclosure sale. Unfortunately, that is no longer allowed if the borrower has properly recorded a lis pendens prior to the foreclosure sale. But, a lis pendens must be on file for 20 days prior to issuance of a judgment of foreclosure and sale. Such relief, with the Franklin County Recorder's office a Notice of Lis Pendens ("Notice"). The purpose of a lis pendens includes putting those interested in the property on notice of the lawsuit. See Collins, 297 S.W.3d at 418.