After the 30-day period, the lender files a foreclosure complaint with the Office of Foreclosure. Fill out the form to access a sample of Practical Guidance.A Standard Document notice of lis pendens to file with a county recording office in New Jersey to provide constructive notice to third parties. Requirements to Foreclose. 1. Caption of the underlying Complaint including the name of the Plaintiff(s) and Defendant(s) and date of filing of Complaint. Lenders commonly record a lis pendens when they file a foreclosure lawsuit. The notice of lis pendens shall, in addition to describing the affected real estate, specify the book and page of the record or registration of the mortgage. The term lis pendens is Latin for "pending lawsuit. The first step in the process is to file for mediation services. In New Jersey the bank must file a foreclosure case with the court.