Once the complaint is filed, it enters a Lis pendens, meaning a suit is pending. Learn about the foreclosure process in New Jersey and find resources for self-help, legal assistance, and avoiding scams.Free mediation services available. Online foreclosure sales, homeowner support, and certificate of title information for Palm Beach County. Overview of the Foreclosure Process. Only the deed owner can redeem the property after a mortgage foreclosure. Fill in the blank form formatted to comply with all recording and content requirements. The original must be filed with the Clerk of Court. With the lis pendens, you know a summons is coming. Use this time to research foreclosure and bankruptcy attorneys.