In simple language, the mortgage holder (now the Plaintiff in the action) sues the borrower (now the Defendant in the action) for non-payment of the mortgage. Forms ; Answer Form and verification.PDF ; Notice of appearance and demand for complaint. Documents we determine to be non-recordable will be returned for correction and resubmission. Step 2 requires a filing within five business days after filing a lis pendens and will capture more updated information on the original loan. Passaic County Sheriff's Office 435 hamburg turnpike wayne, nj 07470 And It Is So Ordered! Valid property liens must be paid off before the property can be sold. What Are the Steps Involved in a Mechanics Lien Foreclosure? Proceedings arising out of or related to this Agreement may be served.