A plaintiff must allege that it is in possession of the underlying Note in order to establish that it has standing to prosecute the action. Creating a lost note affidavit is an essential process for protecting the legal rights of all involved in a promissory note transaction.Recover lost promissory notes with ease. Explore Maryland's foreclosure process, lasting 6-9 months, with steps like Notice of Intent, mediation, and court proceedings. In Wells Fargo Bank, N.A. v. Please Note: You must wait 6 months after Decedent's date of death to file with the court. Forms to Complete Online and Print. Official Website for Riverside County California Clerk Recorders Office. I just need to get the attention of the attorney in short form that my foreclosure is fraud. Interest Accrual Rate.