If a lender produces a lost note affidavit in lieu of an original note or copy thereof then borrowers may attack the lost note affidavit's validity instead. A plaintiff must allege that it is in possession of the underlying Note in order to establish that it has standing to prosecute the action.Title Insurance real estate forms archive containing over 300 forms in MS Word and Adobe acrobat format. In Wells Fargo Bank, N.A. v. Lost Certificated Interest in a Real Estate Mezzanine Transaction.