In my experience pay stubs are the most important thing, bank account statements second best. I accept short and long time term lease, no credit check or background check.Search short term and month to month rentals. Looking for apartments that don't check credit? A guarantor or cosigner on a lease for a rental space will often allow those who cannot provide proof of income with an opportunity to rent. There's a couple ways to rent an apartment without credit. Number one I always recommend this. We'll make your "Second Chance Apartment" search easy.