A promissory note can be unsecure or secure, the latter indicating that the borrower must provide collateral to the lender. Edit and download in PDF.Use a Georgia promissory note template structured with key terms and customizable clauses to ensure legal compliance in loan agreements. A Georgia promissory note template is a document used to add legality and cohesiveness to a loan transaction between two parties. A loan agreement serves as a crucial legal contract between a borrower and a lender, delineating the terms and conditions of a financial arrangement. Download: PDF, Word (. This collateral agreement template is what you need to secure an item of value as collateral for monetary debt.