In short, a guarantor becomes the responsible party to repay a debt if the person receiving the loan can not pay it back. We have provided free online forms for partition actions that should only be used in conjunction with a partition attorney in California.This collateral agreement template is what you need to secure an item of value as collateral for monetary debt. Customer: I moved out of an apartment in Oakland in Oct 2020. It was a two bedroom apt and my ex stayed there. Consult Burke Oakland location lawyers for your legal needs. Our focus is to serve our clients to ensure that they receive the best possible outcomes. An agreement to do this is called a "subordination agreement. California law allows a co-owner to take out a mortgage without the other co-owners consent or knowledge. Co-tenant in possession not liable to co-tenants for value of use of property in the absence of an agreement to pay or "ouster.