Learn how to complete and submit the Public Service Loan Forgiveness form once you've made 120 qualifying payments and met all eligibility requirements. The Public Service Loan Forgiveness (PSLF) Program is intended to encourage individuals to enter and continue to work full-time in public service jobs.Whether you have made 120 qualifying payments, or not, you should fill out and submit the PSLF form annually or whenever you change employers. Complete the Public Service Loan Forgiveness (PSLF) Form with the PSFL Help Tool. Continue to fill in the form to accurately reflect your employment information.