Running a credit check on a tenant is not a straightforward process. It involves many steps.The landlords wont accept your own credit reports. Applicants with no income must provide evidence of their ability to pay utility bills and meet basic household living expenses. NYCHA residents, applicants, and Section 8 voucher holders can conveniently view their information and complete certain transactions online, anytime. A landlord credit check helps determine if you're likely to pay rent. Apply for Chicago, IL apartments for rent. Apartments range from studios to 1-3 bedroom apartments for rent. Secure your next rental using our expert tips for how to pass a rental credit check successfully and make a strong impression on landlords. If you do not want to participate in any Overdraft Elect Plan please fill out the form on our Overdraft Services page, call us at 1.800.