No, it is not possible to rent with bad credit score.
Though most organizations and individuals need your permission to run a credit check, there are specific situations where your report may be pulled without your permission. Some examples of when this could occur include: In response to a court order or subpoena.
What Credit Score Do I Need to Rent a Property in the UK? There is no minimum credit score you need to meet to rent a property in the UK. However, you're more likely to have problems if you do have a low credit score.
Credit checks Your letting agent and some landlords will do a credit check to see if you've had problems paying bills in the past. They must get your permission first. It's less common for private landlords to do credit checks because they can make it take longer to rent out a property.
How to pass a rental credit check Check your credit report before renting. Correct any errors on your report. Make sure you're on the electoral roll. Provide other proof of your credit history. Prepare a guarantor.
You don't have to consent to a credit check. Of course, if you refuse, the bank, business, or other party that wants to look at your credit report can also refuse to do business with you. If you don't want the other party to access your credit report, discuss this with them.
You can access someone else's credit report by directly contacting one of the credit bureaus (TransUnion, Equifax, and Experian). Each of these bureaus technically gives their ratings independently, but all three of the scores should be quite similar for the same person.
Where to Get a Tenant's Credit Report. The most common ways of getting a tenant's credit report are directly through one of the three major credit reporting bureaus (Equifax, Experian, and TransUnion) or through a tenant screening platform like Avail.