You need credit history to build credit, that's the whole point. Again, inquires are not permanent and will eventually come off.For example, the landlord may deny an application because of the applicant's criminal background, rental history, income, or credit score. I suspect the pdf granted the landlord permission to check your credit report; this is common - as you know. Is there anything else I can clear up for you? In Houston, landlords will likely perform a credit check as part of the application process. Some landlordtenant laws in Texas outline specific requirements in the tenant screening process that homeowners should know about. And the landlord can't check your credit without your permission, which is usually included as part of the application. The landlord must know if the tenant has the financial capability to pay rent. Landlords are generally required to obtain written consent from tenants or prospective tenants before obtaining a consumer report, including a background check.