The landlords wont accept your own credit reports. Landlords are allowed to run a credit check, with the applicant's permission.The report is the report, no matter who sees it. One of the information the landlord will ask is your bank balance. However, you can always refuse to divulge such personal information. Landlords are generally required to obtain written consent from tenants or prospective tenants before obtaining a consumer report, including a background check. A landlord credit check helps determine if you're likely to pay rent. Credit and Tenant performance information received during the screening process will affect the applicant score. All applicants are expected have a passing. The landlord must give you a written notice stating their reasons for denying your application.