Our screening process includes thorough background and credit checks on each potential tenant to assess the likelihood the tenant will fulfill the lease terms. O A housing provider cannot charge you a credit or background check fee if you provide one to them that was run within the last 30 days.Allow 24-48 hours for application processing. Processing time may vary during busy seasons or if references take longer to respond. Who should pay the fee? Rental applications shouldn't take hours. Credit report: Landlords can request a credit report, but they must obtain written consent from the applicant. The review process usually takes two to three days and includes credit check, employment verification, rental reference confirmation, and background check.