One option is to write a cover letter that explains why you have a lower credit score as well as what you are actively doing to raise it. A rental application cannot be denied on the basis of marital status, sex, gender, age, disability, religion, color, race or nationality.A landlord can reject a tenant based on various legitimate factors such as rent price, move-in date, length of tenancy, or other rental rules in the lease. We received a call back today and the person on the other end explained that my GF was denied due to her credit. We didn't expect that to be an outcome. A landlord can legally deny an applicant whose income or savings are insufficient to pay the rent. Written screening criteria will help rental property owners attract qualified applicants and quickly identify applicants who do not qualify. The best you can do is disclose it on advance and create a good reason for the landlord to rent to you. Disclaimer. Yes, if he put that in the rental application. Do NOT use white-out.