Rental Application Credit Check Without Social Security Number In Virginia
Description
Form popularity
FAQ
While it's possible to have a credit report and credit score even if you don't have an SSN, providing your full identification information is key to ensuring that the report you receive is accurate and complete.
Most landlords seek credit scores of 650 or higher as a sign of tenant responsibility. Applicants with scores below 600 may face additional hurdles in securing approval. Exact minimum thresholds vary widely depending on factors like the type of apartment, current occupancy rates, and the landlord's discretion.
Your name, home address and date of birth. any current credit agreements you have. whether you're registered on the electoral roll. a top-level view of your financial history.
You do not need social security to run a soft pull: With a soft pull, you can obtain your customers' full credit report and FICO score using only their name and address. A soft pull does not require their social security number or date of birth.
Providing your Social Insurance Number (S.I.N.) is optional. If you provide your S.I.N., we will cross-reference it with our records to help ensure that we disclose the correct information to you. We will not use it for any other purpose or share it with any third party.
No. In order to have a credit rating you must have credit and you can't have credit without an SSN or ITIN.
When requesting a background check, landlords generally check the six main areas: rental history, employment and income, credit history, and criminal background. Rental History. Employment and Income Verification. Credit History. Criminal History. Identity Verification. Personal References.