Find out how to get an arbitrator appointed and the appointment process. "debt settlement" companies that say they will negotiate with your creditors to reduce your debt to less than what you currently owe.Invoking the private arbitration clause is a powerful strategy that can help you win your debt collection lawsuit. Our Motion to Compel Arbitration is the best way to beat a credit card debt lawsuit. Many debt collectors will simply give up after receiving it. STEP 1: USING BLACK INK ONLY, Fill out the "Civil Cover Sheet. " â–« Write in "Maricopa" as the county. While arbitration is generally less formal than going to court, the arbitrator's decision is binding and enforceable in court. To find your arbitration clause, read the fine print, look for dispute resolution key terms, and utilize the CFPB's credit card agreement database.