It's up to the debt collector to start arbitration once is dismissed. Debt collection arbitration is a process for resolving unpaid debt that is seriously, sometimes hopelessly, in arrears.If you don't pay your bills, a debt collector may begin legal proceedings against you. Debt collectors can sue you in court to try to collect the debt. You can just request for arbitration that makes the debt collector pay for arbitration if they want to continue pursuing this claim. Customer: I am being sued for 3,400 for credit card debt. Should I compell a motion for arbitration? Go to court with your credit agreement calling for arbitration and ask for the case to be stayed pending arbitration. To find your arbitration clause, read the fine print, look for dispute resolution key terms, and utilize the CFPB's credit card agreement database. When someone sues you in a Pennsylvania Common Pleas Court, and the claim is less than a certain amount, the case may be selected for arbitration.