On the arbitrator's application in cases of unusual length or complexity, the court may allow up to 20 additional days for the filing and service of the award. The Order for Disclosure directs the judgment debtor to fill out and mail the completed Financial Disclosure form back to you.Many credit cards have arbitration clauses, so the debt buyer should not be suing in court anyways. Rather, they should be filing arbitration. Complete the form and attach all of the documents noted above;. 4. You can use SoloSuit's Answer Form to respond to a debt collection Summons in Minnesota. You have the right to stop all collection attempts, at home and at work. Inform the collection agency in writing that you no longer wish to be contacted. Go to court with your credit agreement calling for arbitration and ask for the case to be stayed pending arbitration.