If you have a disagreement with your attorney about how much you owe or what services were rendered, you may use our services. Arbitration is like an informal trial or hearing.The parties present evidence and arguments to their arbitrator, who is an attorney or retired judge. You have 30 days to respond to a debt lawsuit in California. Submit the completed, signed application form to our office. You may be contacted if clarification is needed. Much of the empirical work on arbitration that has been carried out has not had a consumer financial focus. The present study is empirical, not evaluative.