You can even apply for financing online. Simply fill out our finance application, and you can be pre-approved for financing before arriving at our dealership.Whether you are leasing or financing, GAP can help protect you from coming out of pocket to pay expenses you may face with a total vehicle loss. The typical auto lease term is 36-40 months. Leases can be structured to include a down payment or even with zero money down. In return for the use of the car for a specific period, you agree to make a monthly payment. Vehicle Payment Plan Agreement. A vehicle payment plan agreement is a contract between a buyer and seller of a vehicle that agrees to installment payments. Ready to return your vehicle lease to our Honda dealership in San Jose, California? Contact our car leasing team to start the lease return process.