Our New Jersey business attorneys have many years of experience representing both buyers and sellers in all types of business transactions. To avoid a worstcase scenario, follow these pointers on drafting a contract that guards your interests as the seller and financier.The seller directly loans the buyer some of the funds needed to buy their business, eliminating the bank as middleman in the transaction. First go at offering a seller financing deal, and I'm a little unsure if I'm wording the offer correctly. Here are the numbers. The contract will cover financing for the deal.