If you do not want to participate in any Overdraft Elect Plan please fill out the form on our Overdraft Services page, call us at 1.800. Credit Card Account Purchase Agreement from Fulton Financial Corporation filed with the Securities and Exchange Commission.In addition, an existing creditor that wishes to purchase assets out of bankruptcy may get to credit the debt owed towards the purchase. Get answers to your questions about credit scores, including what they are, what's considered good, how they're calculated and how to improve your score.