Borrower's equity is its ownership interest in the property. This Loan contains a Forgivability.Complete the items below: Under the "Loans and Grants" drop-down, select "Complete Annual Student Loan Acknowledgment. Are you looking for a loan agreement form in California? Download our free California Loan Agreement Form which is available as PDF or Word documents. Operating agreement or other legal document which lists the owners of the company and their ownership percentages. Search for various legal forms relevant to Sacramento County. The annual finance charge is equal to the City's negotiated asset management fee in the City's professional services agreement with Nationwide.