Mortgage fraud for title occurs when someone uses your stolen identity, fake documents and identification to change the title on your home. The Bexar County Clerk's Office Recordings Division files, records, and maintains Real Property Records, Personal Property Records, Notice of Trustee Sales.100 Dolorosa, Suite 104. The schemes typically involve one or more of the following: fraudulent appraisals, doctored loan documentation, or inflated buyer income.