Real Estate Services Forms. Note: These documents must be prepared in accordance with ORC 317.114 - Standard format of instruments to be recorded.Mortgage fraud for title occurs when someone uses your stolen identity, fake documents and identification to change the title on your home. The answer generally is "no" Notary commissions are not transferable between states. Before you sign a mortgage application or any other loan documents, carefully review them to make sure they are complete and accurate.