" If any mortgage loan originator, mortgage broker, or mortgage lender asks you to sign a document that contains a false statement, DO NOT SIGN. Falsifying financial documents: Creating or modifying bank statements, loan applications, or other financial records for fraudulent purposes.A fraudulent or negligent misrepresentation can lead to the rescindment of a contract in addition to a payment of damages to the other party who was misled. Forgery is a type of fraud that involves making or altering written documents in order to deceive a person or institution. It's a federal crime to do what you've done. I represented a bank officer in a federal charge very similar to this except there was a big loss. Georgia's forgery laws prohibit making or possessing documents that purport to be something they are not. Forgery is basically altering a document to obtain a financial benefit.